Showing posts with label palos verdes homes. Show all posts
Showing posts with label palos verdes homes. Show all posts

Saturday, July 7, 2012

South Bay- Palos Verdes Peninsula

Palos Verdes is a name often used to refer to a group of coastal cities on the Palos Verdes Peninsula in southwestern Los Angles County.  Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills Estates, Rolling Hills are the leading cities in the area, with a section of San Pedro extending onto the end of the peninsula. This affluent family community is known for its spectacular views of the Pacific Ocean, magnificent homes,high-ranking schools, and horse trails.  There are several shopping centers near the area including The Promenade of the Peninsula and the Del Amo Mall. The Promenade features an outdoor mall with a movie theater, several restaurant options, and an ice rink.  Other popular areas for locals include Lunada Bay Plaza and Malage Cove. The Palos Verdes Peninsula is common for runners, hikers, horseback riders, bird watchers, surfers, scuba divers, whale watchers,and bicyclists.

The area where the Marineland  once stood and later served as an outdoor set for film productions is now home to the luxury oceanfront resort, Terranea. Close to the Terranea is Donald Trump’s Trump's National Golf Course on the Ocean Trails cliffs.

The South Bay is a region of the southwest peninsula of Los Angeles County. It stretches along the southern shore of Santa Monica covering the coastal regions on Los Angeles County south of Los Angeles International Airport which forms its western border. It includes the Beach Cities-Manhattan Beach, Hermosa Beach and Redondo Beach; El Segundo; Palos Verdes Peninsula; and Torrance. The term South Bay is more commonly referred to as "near the ocean," while not as accepted in the inland portions of the South Bay-Hawthorne and Lawndale. The Pacific Ocean borders the region on the south and west.

Local freeways include the 110, 405, 91, and the 105. 


Thursday, September 29, 2011

Types of Real Estate Home Loans


Getting the right type of real estate home loan is an important part of the home buying process. We put together some basic information regarding the types of real estate home loans that are common in the market today.

Fixed-rate mortgages Fixed rate mortgages are mortgages where the interest rate stays the same for the entire term of the loan. The advantage to a fixed rate mortgage is that if you lock a relatively low rate, your payment won’t go up when rates do.

Adjustable-Rate Mortgages With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. The rate of the loan is based on adding points to a fixed base.

Hybrid loans A hybrid loan combines a fixed period along with an adjustable component. Usually these loans are fixed for a period of time and then the loan becomes adjustable where it is dependant on current rates.

FHA real estate home loans An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA real estate home loans A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.